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Microsoft Copilot vs Cursor
Compare Microsoft Copilot vs Cursor: pricing, context window, benchmarks (coding, math, reasoning), capabilities. Updated April 2026.
Open in compare tool — pick different models →Microsoft Copilot
copilot.microsoft.com ↗ Cursor
cursor.com ↗ Pricing
Free tier
Free GPT-5 access via Bing — most generous of frontier-tier
Limited completions, GPT-4o-mini default
Standard plan
Copilot Pro — $20/mo
Pro — $20/mo
Top plan
Microsoft 365 Copilot — $30/mo
Business — $40/mo
API input / 1M tokens
$5.00 Best
—
API output / 1M tokens
$15.00 Best
—
Capability
Context window
128K
200K Best
Max output tokens
8K
8K Best
Knowledge cutoff
2026-01
Live (web)
Benchmarks
Coding (LiveCodeBench)
68% Best
—
Math (AIME 2025)
82% Best
—
Reasoning (GPQA Diamond)
76% Best
—
Human pref. (LMArena Elo)
1382 Best
—
Features
Image input
✓
Partial
Voice mode
✓
—
Web search
✓
✓
File upload
✓
✓
Image generation
✓
—
Code execution
✓
✓
Agent / tool use
✓
✓
Persistent memory
Partial
✓
Microsoft Copilot
Tightest M365 integration (Word, Excel, Teams, Outlook). Free GPT-5 in Bing Chat. Slightly weaker on benchmarks than ChatGPT due to safety tuning.
Cursor
IDE-integrated coding tool, not a chat AI. Routes to Claude, GPT, Gemini under the hood. Best autocomplete + agent mode in the IDE-tools class.
Or skip the choice
Get all 2 of them — plus 30+ more — for $14.99/month.
Perspective AI bundles ChatGPT-class, Claude, Gemini, and Grok in one app. Switch mid-conversation. No per-vendor logins, no separate bills.