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Character.AI vs Microsoft Copilot

Compare Character.AI vs Microsoft Copilot: pricing, context window, benchmarks (coding, math, reasoning), capabilities. Updated April 2026.

Updated April 2026

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Character.AI
Character.AI · Character (proprietary)
character.ai ↗
Microsoft Copilot
Microsoft · GPT-5.2 (M365-tuned)
copilot.microsoft.com ↗
Pricing
Free tier
Most features free; unlimited messages
Free GPT-5 access via Bing — most generous of frontier-tier
Standard plan
c.ai+ — $9.99/mo
Copilot Pro — $20/mo
Top plan
c.ai+ — $9.99/mo
Microsoft 365 Copilot — $30/mo
API input / 1M tokens
$5.00 Best
API output / 1M tokens
$15.00 Best
Capability
Context window
8K
128K Best
Max output tokens
2K
8K Best
Knowledge cutoff
2024-06
2026-01
Benchmarks
Coding (LiveCodeBench)
68% Best
Math (AIME 2025)
82% Best
Reasoning (GPQA Diamond)
76% Best
Human pref. (LMArena Elo)
1382 Best
Features
Image input
Partial
Voice mode
Web search
File upload
Image generation
Code execution
Agent / tool use
Persistent memory
Partial
Character.AI

Roleplay and companion focus, not a general assistant. Massive Gen-Z user base. Voice calls with characters. Different intent than chat-AI competitors.

Microsoft Copilot

Tightest M365 integration (Word, Excel, Teams, Outlook). Free GPT-5 in Bing Chat. Slightly weaker on benchmarks than ChatGPT due to safety tuning.

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