Microsoft Copilot Pricing 2026
Microsoft Copilot costs $20/month for Copilot Pro, $30/month for Microsoft 365 Copilot. API access starts at $5.00 per 1M input tokens. Tightest M365 integration (Word, Excel, Teams, Outlook). Free GPT-5 in Bing Chat. Slightly weaker on benchmarks than ChatGPT due to safety tuning.
- Free GPT-5 access via Bing — most generous of frontier-tier
- Free-tier score: 5/5
- Full access to GPT-5.2 (M365-tuned)
- Context window: 128K tokens
- Voice mode
- Image generation
- Web search
- File upload
- Higher rate limits
- Priority access
- Full agent tooling
- Code execution sandbox
Cheaper alternatives to Microsoft Copilot
FAQ
How much does Microsoft Copilot cost?
Microsoft Copilot costs $20/month for the Copilot Pro plan, and $30/month for the Microsoft 365 Copilot plan. API: $5.00 per 1M input tokens, $15.00 per 1M output tokens.
Is Microsoft Copilot free?
Free GPT-5 access via Bing — most generous of frontier-tier. Microsoft Copilot has one of the most generous free tiers among consumer AI models.
Get Microsoft Copilot plus 13 other AI models — $14.99/month.
Use Microsoft Copilot alongside Claude, Gemini, Grok, Copilot, and more in one app. Switch mid-conversation. No per-vendor logins, no separate bills.